postscript2
Senior Member
Posts: 437
Joined: Sep 2006
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Tuesday January 27, 2009 5:13 PM
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Since I have sooo much time on my hands, I've given a lot of thought to this.
Computers, electronics, appliances and cars/boats-start depreciating the moment we buy them (if not a year before). Housing was inflated and now below the depreciation list. Nothing lasts forever.
So when it comes to apportionment, why are humans dinged due to "depreciated" value from age??? I know that as we age, our bodies are not as strong, etc. But when a physician "speculates" that absent an injury, we would "theoricially" be XYZ degenerating, I just don't get it!
None of us are getting any younger--Heck, even the food we buy has a limited "shelf life..."
When I put on my "C/A" hat, I start thinking about the "life expectancy charts," that are used for an I/W when rating a claim. Are they accurate? Not sure! Where did they come from and what data was used to compile them? Not sure! Am I ranting- DEFINATELY!
If our cars or other items of tangible value were damaged due to malfunction, accidents, or what ever that is not the user/owners' fault--they are usuallly covered by a warranty.
What about us? Where is "our" warranty? Warranty of safety on the job--out the window. Saving a nickle to spend hundreds of thousands of dollars--"penny wise and pound foolish!" Delivery of benefits "system?" Oh 'ya, the delivery person was just laid off... Warranty of protection from discrimination on the job?
Robbing Peter to pay Paul? Oh, I forgot, Peter was injured on the job and Paul will have to wait for recovery...
My injury is in the young stages compared to most of the posters, but none the less--I've seen and dealt with more injuries than many on any of the forums.
Well at least "RAMEN" has a better shelf life than "I..."
LCS
Edited: Tuesday January 27, 2009 at 10:40 PM by postscript2
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